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If you're interested in a mortgage or just want to know what we can do for you, simply fill in your details below. An advisor will be in touch to discuss your requirements. For further details, please refer to the Contact us page.

Why choose us...

The entire process was painless, the service was unsurpassed – being contacted frequently and offered assistance and guidance along the way - and We know Mortgages certainly know how to identify the needs of their clients and assist them in every way!

I would highly recommend their services to anyone at any time!

Marlene Nicholls (London)

I found this company really easy to deal with. Their consultants are very professional and extremely helpful. Nothing is too much trouble and they are always trying to give you the best price but using reputable companies. I highly recommend them for any policies you might need. Thank you! Maria

Maria Marco (Lancaster)

I can highly recommend 'We Know Mortgages Ltd'. I purchased life insurance with Aviva. No hassle, straight forward and a good price too! The service was very professional and I would use them again.

Clare Robinson (Preston)

The service from We Know Mortgages comes second to none! From initial consultation to contract exchange the communication, assistance and advise from We Know Mortgages was fantastic. The portfolio of products available through We Know Mortgages is extensive saving me time and money. I fully endorse their service and would recommend We Know Mortgages to anyone looking for a mortgage, insurance or life cover.

Mark Merry (Preston)

Base Rate Tracker Mortgage

Mortgage tracker rate

Most mortgage lenders offer the Base Rate Tracker mortgage. This type of mortgage scheme is linked to the Bank of England Base Rate.

For example: Bank of England official rate 0.5% plus 1.5% offered by the lender. Therefore the mortgage rate charged is 2%. The mortgage lenders offer similar period schemes to fixed and discounted rates such as 2 and 3 years; early repayment charges apply.

The Bank of England rate is based on economic conditions and tends to be assessed monthly by the Monetary Policy Committee.

Most mortgage lenders apply restrictions to low level base rates; and you must speak to your mortgage provider to confirm this.

The base rate mortgage suits those who can comfortably afford the mortgage based on an affordability check. Our mortgage broker will advise the right mortgage deal based on your circumstances.

From 2008-2011, many borrowers whom are on Base rate mortgages have seen favorable conditions and lower payments. Please note, this isn’t the norm and rates are expected to rise as the economy improves.

If you needs mortgage advice on tracker rate mortgages, please speak to you one of our experienced advisers. We do have access to the whole mortgage market and we’ll source the best tracker rates for you.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Contact Details

We Know Mortgages Ltd
111 Piccadilly
Ducie Street
Manchester
M1 2HY
Tel - 0161 242 6878
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