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If you're interested in a mortgage or just want to know what we can do for you, simply fill in your details below. An advisor will be in touch to discuss your requirements. For further details, please refer to the Contact us page.

Why choose us...

The entire process was painless, the service was unsurpassed – being contacted frequently and offered assistance and guidance along the way - and We know Mortgages certainly know how to identify the needs of their clients and assist them in every way!

I would highly recommend their services to anyone at any time!

Marlene Nicholls (London)

I found this company really easy to deal with. Their consultants are very professional and extremely helpful. Nothing is too much trouble and they are always trying to give you the best price but using reputable companies. I highly recommend them for any policies you might need. Thank you! Maria

Maria Marco (Lancaster)

I can highly recommend 'We Know Mortgages Ltd'. I purchased life insurance with Aviva. No hassle, straight forward and a good price too! The service was very professional and I would use them again.

Clare Robinson (Preston)

The service from We Know Mortgages comes second to none! From initial consultation to contract exchange the communication, assistance and advise from We Know Mortgages was fantastic. The portfolio of products available through We Know Mortgages is extensive saving me time and money. I fully endorse their service and would recommend We Know Mortgages to anyone looking for a mortgage, insurance or life cover.

Mark Merry (Preston)

Critical Illness Insurance

It is expected one in three people are diagnosed with some form of cancer during their lifetime (Source: The good news is serious illnesses may not prove fatal due to medical advances over the years. However, they can still have a major impact on your life especially if you have credit commitments.

One of our partners; Legal and General has paid over 647 million in critical illness claims since 2006. 147 million in critical illness claims in 2010. According to Legal and General; the top five reasons for claiming were: cancer, terminal illness, heart attack, multiple sclerosis and stroke.

Critical Illness cover pays a lump sum on diagnosis with a qualifying critical illness. A lump sum payment towards the mortgage eases financial worries during the traumatic times.

The lump sum received can help towards:

  • Cost of the care and treatment
  • Any recovery aids
  • Financial debt i.e. mortgage
  • Cost of dependants

Typical critical insurance covers

  • Alzheimer’s Disease – resulting in permanent symptoms
  • Aorta Graft Surgery – requiring surgical replacement
  • Aplastic Anaemia – with permanent bone marrow failure
  • Bacterial Meningitis – resulting in permanent symptoms
  • Benign Brain Tumour – resulting in permanent symptoms
  • Blindness – permanent and irreversible
  • Cancer – excluding less advanced cases
  • Cardiomyopathy – of specified severity
  • Coma – resulting in permanent symptoms
  • Coronary Artery By-Pass Grafts – with surgery to divide the breastbone
  • Creutzfeldt-Jakob Disease (CJD) – resulting in permanent symptoms
  • Deafness – permanent and irreversible
  • Dementia – resulting in permanent symptoms
  • Encephalitis – resulting in permanent symptoms
  • Heart Attack – of specified severity
  • Heart Valve Replacement or Repair – with surgery to divide the breastbone
  • HIV infection – caught from a blood transfusion, physical assault or accident at work
  • Kidney failure -requiring dialysis
  • Liver failure – of advanced stage
  • Loss of hands or feet – permanent physical severance
  • Loss of Speech – permanent and irreversible
  • Major Organ Transplant
  • Motor Neurone Disease – resulting in permanent symptoms
  • Multiple Sclerosis – with persisting symptoms
  • Paralysis of limbs – total and irreversible
  • Parkinson’s Disease – resulting in permanent symptoms
  • Primary Pulmonary Hypertension – of specified severity
  • Progressive Supranuclear Palsy – resulting in permanent symptoms
  • Respiratory failure – of advanced stage
  • Stroke – resulting in permanent symptoms
  • Systemic Lupus Erythematosus – with severe complications
  • Terminal Illness
  • Third Degree Burns – covering 20% of the body’s surface area
  • Total and Permanent Disability
  • Traumatic head injury – resulting in permanent symptoms

We Know Mortgages Ltd have access to the whole market for insurance. We Know Mortgages Ltd are agents with Aviva, Aegon, Friends Life, Legal and General, Zurich. We can source the most suitable products at competitive prices which could you save you time and money. Speak to one of our insurance advisers.

If you would like a quote on critical illness cover, please click here and submit your details.

Contact Details

We Know Mortgages Ltd
111 Piccadilly
Ducie Street
M1 2HY
Tel - 0161 242 6878
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