The entire process was painless, the service was unsurpassed – being contacted frequently and offered assistance and guidance along the way - and We know Mortgages certainly know how to identify the needs of their clients and assist them in every way!
I would highly recommend their services to anyone at any time!
Marlene Nicholls (London)
I found this company really easy to deal with. Their consultants are very professional and extremely helpful. Nothing is too much trouble and they are always trying to give you the best price but using reputable companies. I highly recommend them for any policies you might need. Thank you! Maria
Maria Marco (Lancaster)
I can highly recommend 'We Know Mortgages Ltd'. I purchased life insurance with Aviva. No hassle, straight forward and a good price too! The service was very professional and I would use them again.
Clare Robinson (Preston)
The service from We Know Mortgages comes second to none! From initial consultation to contract exchange the communication, assistance and advise from We Know Mortgages was fantastic. The portfolio of products available through We Know Mortgages is extensive saving me time and money. I fully endorse their service and would recommend We Know Mortgages to anyone looking for a mortgage, insurance or life cover.
Mark Merry (Preston)
A fixed rate mortgage is where the interest rate payable to the lender is fixed for a specific period of time. Lenders may offer from one year to 25 years. The most common period of fixed rate mortgage are between 2-5 years.
The advantages of fixing the interest rate are:
The disadvantages of fixing the interest rates are:
Overall, a mortgage borrower may decide to fix payments, as a 1% fall in the variable rate is ‘good to have’ but a 1% increase in the variable rate may cause financial problems.
First time buyers prefer fixed rate mortgages as they prefer to know exactly the payments each month as oppose to a payment which fluctuates. Our mortgage broker will advise the right deals based on your circumstances.
If you require mortgage advice on a fixed rate, please speak to one of our advisers. Fixed rates are the most popular choice in recent years (from 2015), and most likely will continue due to mortgage rates remaining low. If you first time buyer or seeking a remortgage, please send in your details and we’ll discuss your mortgage options.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.