Ask us Anything

If you're interested in a mortgage or just want to know what we can do for you, simply fill in your details below. An advisor will be in touch to discuss your requirements. For further details, please refer to the Contact us page.

Why choose us...

The entire process was painless, the service was unsurpassed – being contacted frequently and offered assistance and guidance along the way - and We know Mortgages certainly know how to identify the needs of their clients and assist them in every way!

I would highly recommend their services to anyone at any time!

Marlene Nicholls (London)

I found this company really easy to deal with. Their consultants are very professional and extremely helpful. Nothing is too much trouble and they are always trying to give you the best price but using reputable companies. I highly recommend them for any policies you might need. Thank you! Maria

Maria Marco (Lancaster)

I can highly recommend 'We Know Mortgages Ltd'. I purchased life insurance with Aviva. No hassle, straight forward and a good price too! The service was very professional and I would use them again.

Clare Robinson (Preston)

The service from We Know Mortgages comes second to none! From initial consultation to contract exchange the communication, assistance and advise from We Know Mortgages was fantastic. The portfolio of products available through We Know Mortgages is extensive saving me time and money. I fully endorse their service and would recommend We Know Mortgages to anyone looking for a mortgage, insurance or life cover.

Mark Merry (Preston)

Income Protection

Income protection is an insurance policy paying benefits to the policyholder who is unable to work due to an illness or accident. The policy pays out weekly or monthly.

The amount of cover required is based on an approximate level of spending for an individual or family. The state provides a very low benefit; therefore an income protection policy supplies an income to cover those financial commitments such as mortgage, food, utility bills and travel.

Most providers determine a benefit as a percentage to the total annual income i.e. 70% of £25,000; the provider will offer £17,500. Providers could offer less or more pending their own criteria. Please speak to one of our advisers for more information.

A deferred or a waiting period is assigned with the policy I.e. 4 weeks or 13 weeks (an individual sick pay received by employers can determine the deferred period).

Advantages of Income protection in comparison to Accident Sickness Unemployment policy:

  • The maximum benefit is likely to be higher
  • The benefit is generally payable for a much longer period
  • Income protection is usually cheaper

Long term sickness is something we prefer not to think about; 131 million days were lost due to sickness absences in the UK in 2013  (source- office of National statistics Feb 2014). Please speak to one of our advisers for more information on income protection.

We Know Mortgages Ltd have access to a limited number of insurers for Income Protection Insurance. We can source the most suitable products at competitive prices. Speak to one of our experts. We are based in Manchester city centre.

If you would like a quote for income protection, please click here and submit your details.

Contact Details

We Know Mortgages Ltd
111 Piccadilly
Ducie Street
Manchester
M1 2HY
Tel - 0161 242 6878
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