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If you're interested in a mortgage or just want to know what we can do for you, simply fill in your details below. An advisor will be in touch to discuss your requirements. For further details, please refer to the Contact us page.

Why choose us...

The entire process was painless, the service was unsurpassed – being contacted frequently and offered assistance and guidance along the way - and We know Mortgages certainly know how to identify the needs of their clients and assist them in every way!

I would highly recommend their services to anyone at any time!

Marlene Nicholls (London)

I found this company really easy to deal with. Their consultants are very professional and extremely helpful. Nothing is too much trouble and they are always trying to give you the best price but using reputable companies. I highly recommend them for any policies you might need. Thank you! Maria

Maria Marco (Lancaster)

I can highly recommend 'We Know Mortgages Ltd'. I purchased life insurance with Aviva. No hassle, straight forward and a good price too! The service was very professional and I would use them again.

Clare Robinson (Preston)

The service from We Know Mortgages comes second to none! From initial consultation to contract exchange the communication, assistance and advise from We Know Mortgages was fantastic. The portfolio of products available through We Know Mortgages is extensive saving me time and money. I fully endorse their service and would recommend We Know Mortgages to anyone looking for a mortgage, insurance or life cover.

Mark Merry (Preston)

Life Insurance

Life Insurance protects your family and mortgage with a single lump sum if you die during the plan term. Your loved ones will get a guaranteed lump sum paid out if you die during the period of the cover.

Most people have life insurance to cover financial responsibility such as:

  • Personal debt
  • Dependant (children) care
  • College education for dependants
  • Funeral costs
  • Mortgages
  • Spouse/partner

There are two types of life insurance for mortgage protection as follows:

Level Insurance

This is where the amount of cover remains the same throughout the term of the plan. For example, if you take out a £200,000 worth of cover over 25 years, the amount payable would still be £200,000 if you died at any point during that 25 year period. This type of insurance is suitable for customers whom have an ‘interest only mortgage’.

Decreasing Insurance

This is where the amount of cover decreases during the term of the plan. The rate at which the cover reduces is designed to reflect the way the debt reduces on a ‘capital and interest mortgage’, also known as a repayment mortgage. This type of plan is generally cheaper than level term assurance.

We Know Mortgages Ltd have access to the whole market for insurance. We can source the most suitable products at competitive prices. Speak to one of our experts. We are based in Manchester city centre.

If you would like a quote on life insurance, please click here and submit your details.

Contact Details

We Know Mortgages Ltd
111 Piccadilly
Ducie Street
M1 2HY
Tel - 0161 242 6878
Contact us

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