Ask us Anything

If you're interested in a mortgage or just want to know what we can do for you, simply fill in your details below. An advisor will be in touch to discuss your requirements. For further details, please refer to the Contact us page.

Why choose us...

The entire process was painless, the service was unsurpassed – being contacted frequently and offered assistance and guidance along the way - and We know Mortgages certainly know how to identify the needs of their clients and assist them in every way!

I would highly recommend their services to anyone at any time!

Marlene Nicholls (London)

I found this company really easy to deal with. Their consultants are very professional and extremely helpful. Nothing is too much trouble and they are always trying to give you the best price but using reputable companies. I highly recommend them for any policies you might need. Thank you! Maria

Maria Marco (Lancaster)

I can highly recommend 'We Know Mortgages Ltd'. I purchased life insurance with Aviva. No hassle, straight forward and a good price too! The service was very professional and I would use them again.

Clare Robinson (Preston)

The service from We Know Mortgages comes second to none! From initial consultation to contract exchange the communication, assistance and advise from We Know Mortgages was fantastic. The portfolio of products available through We Know Mortgages is extensive saving me time and money. I fully endorse their service and would recommend We Know Mortgages to anyone looking for a mortgage, insurance or life cover.

Mark Merry (Preston)

Mortgage Broker

Mortgage Broker in Manchester

We Know Mortgages Ltd are a mortgage and insurance broker based in Manchester City Centre. We can advise clients over the phone; arrange appointments in our Manchester office or visit clients at home. We are opposite Malmaison hotel in Piccadilly, in big white Bruntwood Building. First floor. Contact us

Why wait for mortgage advice

Why wait up to 3-4 weeks to see a mortgage adviser with your bank when you can see a mortgage broker within a week.

Our Mission Statement

  • To provide a specialist and bespoke service.
  • Our core principle is utilising our extensive market knowledge to ensure we advise our applicants of the right products and lending criteria, clarifying what for many people can be a minefield of information.
  • Our vision is to continue in building strong & trusting relationships with both our clients and partners.

Mortgage Broker

We Know Mortgages Ltd have access to a comprehensive range of mortgage products from across the market for first charge mortgages only.  As a mortgage broker, we have access to exclusives deals with first charge mortgage lenders and building societies either via networks or mortgage clubs, deals that are unattainable directly. Clients will receive the right mortgage deal based on their needs, circumstances and preferences. We are regulated to advise and recommend.

Whole of Market Insurance Broker

We Know Mortgages Ltd have access to a range of insurers which include well known house names. Aviva, Aegon Scottish Equitable, AXA, Friends Provident, Legal and General and Zurich. We may be able to source the cheapest insurance products. Life Insurance, Critical Illness and Income Protection is advised and recommended.

General Insurance for mortgage protection

We are insurance intermediaries who offer products from a range of insurers based on a fair and personal analysis of the market for Buildings & Contents, Accident Sickness & Unemployment and Private Medical Insurance.

Experienced mortgage staff

We Know Mortgages Ltd pride itself on being professional, friendly and honest. Staff are fully qualified with CeMAP qualifications (or the equivalent). We’re based in Manchester and familiar with local areas. All advisers based in Manchester city centre office.

Our mortgage service to you

A personal mortgage and insurance adviser is with you from start to finish, dealing with estate agents and solicitors. Furthermore, post completion, were still here to help if required i.e. advice on trust forms and wills. This comes at no cost.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate most forms of buy to let mortgage.

Why use a Mortgage Broker

Mortgage brokers are specialist in their fields. Dealing with different mortgage lenders daily, knowing their criteria and keeping up to to date with criteria benefits clients.

You’re protected

An important thing to understand is that when you receive mortgage advice, your mortgage broker has a duty of care to you.

We have to recommend a suitable mortgage product and be able to justify why the particular mortgage we have chosen is right for you which includes choosing the right scheme (ie fixed, discount), mortgage term (i.e 20 or 25 years), overpayments, speed of service from mortgage lenders, cost of surveys… Every mortgage lenders has its own fee structure.

A mortgage broker is on your side

A mortgage broker will look for a suitable mortgage for you based on your needs, circumstances and preferences. There’s an awful lot to think about when choosing the right mortgage. It’s not as simple as just opting for the cheapest fixed or tracker rate mortgage you can find. You’d get unbiased advice and could choose from a range of lenders and subsequent products, rather than being restricted to the single range of the lender you went to.

Mortgage brokers knowing the industry

As Mortgage brokers we know lender turnaround times and which are the speediest. That’s why it’s so important to stay in the loop – and to have a mortgage broker on your side who understands it all. A broker deals with lenders on a day-to-day basis, so they’ll know what the application process is like for each one and can tell you which lender can process your application with minimal delays.

Mortgage lenders change their products daily with rate reductions or increases, incentives i.e cash back or free basic valuations. For this reason, mortgage brokers have the upper hand.

They also know the background criteria that a lender has and can bring this experience to bear when advising you and processing your application.

Influence- why a broker helps

Then there’s the fact that, because a mortgage broker put lots of business to lenders in a year, they can exert influence and chase things in a way you just can’t do by yourself – and that can be invaluable should things get held up. We know immediately who to contact.

It’s not just the mortgage

A mortgage broker won’t just advise you about your mortgage. They will also look at any related life insurance, payment protection and even buildings and contents insurance you have.
They will recommend insurance based on your new mortgage arrangements to make sure you are fully protected in the event of:
• Death
• Critical illness (such as cancer, heart attack or stroke)
• Redundancy

The value of mortgage advice

Mortgages are a lot more difficult than they first appear. Knowing what rate, what term, what lender, what features, what insurance are all time-consuming and complex matters.

Why use a mortgage broker

We can see clients within 24-48 hours and discuss all your mortgage and insurance options.

Will writing and most forms of Buy-to-let mortgages are not regulated by the Financial Conduct Authority.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate most forms of buy to let mortgage.

Contact Details

We Know Mortgages Ltd
111 Piccadilly
Ducie Street
M1 2HY
Tel - 0161 242 6878
Contact us

Need insurance?

We Know Insurance