Ask us Anything

If you're interested in a mortgage or just want to know what we can do for you, simply fill in your details below. An advisor will be in touch to discuss your requirements. For further details, please refer to the Contact us page.

Why choose us...

The entire process was painless, the service was unsurpassed – being contacted frequently and offered assistance and guidance along the way - and We know Mortgages certainly know how to identify the needs of their clients and assist them in every way!

I would highly recommend their services to anyone at any time!

Marlene Nicholls (London)

I found this company really easy to deal with. Their consultants are very professional and extremely helpful. Nothing is too much trouble and they are always trying to give you the best price but using reputable companies. I highly recommend them for any policies you might need. Thank you! Maria

Maria Marco (Lancaster)

I can highly recommend 'We Know Mortgages Ltd'. I purchased life insurance with Aviva. No hassle, straight forward and a good price too! The service was very professional and I would use them again.

Clare Robinson (Preston)

The service from We Know Mortgages comes second to none! From initial consultation to contract exchange the communication, assistance and advise from We Know Mortgages was fantastic. The portfolio of products available through We Know Mortgages is extensive saving me time and money. I fully endorse their service and would recommend We Know Mortgages to anyone looking for a mortgage, insurance or life cover.

Mark Merry (Preston)

Mortgage Term Advice

Mortgage Term

Mortgages are traditionally taken out for a 25 year period. There is no reason for this. The mortgage should be affordable and fully paid before they retire.

Many mortgage lenders now offer longer terms, providing the borrower is able to explain sufficient funds to pay the mortgage beyond the expected retirement age. Some mortgage lenders require evidence of repayment vehicles in retirement. Our mortgage brokers will be able to source and advise you the right deals based on your circumstances.

It also worth noting the shorter the mortgage term in years, the less the borrowers pay; an affordability check would determine the monthly budget; surplus and then mortgage term.

If you require mortgage term advice, please speak to one of our advisers based in Manchester. We have access to the whole mortgage market. Some clients may wish for a standard 25 mortgage term but initially think they’re unable due to age, again speak to one of our advisers whom can search the whole mortgage market and choose mortgage lenders whom can lend up to 75. Some mortgage lenders dont have maximum age restrictions; all depends on individual circumstances. Call us for further advice.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Contact Details

We Know Mortgages Ltd
111 Piccadilly
Ducie Street
Manchester
M1 2HY
Tel - 0161 242 6878
Contact us

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