Ask us Anything

If you're interested in a mortgage or just want to know what we can do for you, simply fill in your details below. An advisor will be in touch to discuss your requirements. For further details, please refer to the Contact us page.

Why choose us...

The entire process was painless, the service was unsurpassed – being contacted frequently and offered assistance and guidance along the way - and We know Mortgages certainly know how to identify the needs of their clients and assist them in every way!

I would highly recommend their services to anyone at any time!

Marlene Nicholls (London)

I found this company really easy to deal with. Their consultants are very professional and extremely helpful. Nothing is too much trouble and they are always trying to give you the best price but using reputable companies. I highly recommend them for any policies you might need. Thank you! Maria

Maria Marco (Lancaster)

I can highly recommend 'We Know Mortgages Ltd'. I purchased life insurance with Aviva. No hassle, straight forward and a good price too! The service was very professional and I would use them again.

Clare Robinson (Preston)

The service from We Know Mortgages comes second to none! From initial consultation to contract exchange the communication, assistance and advise from We Know Mortgages was fantastic. The portfolio of products available through We Know Mortgages is extensive saving me time and money. I fully endorse their service and would recommend We Know Mortgages to anyone looking for a mortgage, insurance or life cover.

Mark Merry (Preston)

Remortgage Advice

A remortgage, is also known as refinancing. The remortgage process involves obtaining a new mortgage to pay off the existing mortgage on the same property. Many clients remortgage for various reasons, such as:

  • Acquiring a better rate from another lender
  • Changing the mortgage term or loan amount.
  • Raising capital
  • Consolidating debt

Remortgages are determined by the value of a property and the loan amount required; this gives a Loan to Value (LTV), seen as a percentage; mortgage lenders in turn offer specific products deals based on Loan to Values i.e. 70%LTV; 80%LTV; 90%LTV. Generally, mortgage lenders offer incentives for remortgage applicants i.e. free basic survey or free legals; based on specific Loan to Values. Our mortgage advisers will advise you the right mortgage deal based on your circumstances; also searching those incentives.

It is important for any remortgage applicants to speak to one of our mortgage adviser as we’ll carry an affordability check i.e. look to reducing your mortgage term , loan amount or rate could save you thousands in interest payments. Our mortgage brokers based in Manchester will advise and recommend the right remortgage product for you.

Remortgage applicants are seen as a lower risk than a first time buyer as applicants have a mortgage payment profile, which in turn could help towards credit scoring.

Please note; you may have to pay an early repayment charge to your existing lender if you re-mortgage. Please double check your mortgage statements with current providers or speak to your mortgage provider.

If you require remortgage advice; speak to one of our advisers. With mortgage rates at record lows, you may save yourself  money for switching. You will also need to consider if mortgage rates increase in the coming years. Mortgage advice in 2015 is important. We have access to the whole mortgage market, please get in touch to discuss your options.

Think carefully before securing other debts against your home.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Contact Details

We Know Mortgages Ltd
111 Piccadilly
Ducie Street
Manchester
M1 2HY
Tel - 0161 242 6878
Contact us

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