Ask us Anything

If you're interested in a mortgage or just want to know what we can do for you, simply fill in your details below. An advisor will be in touch to discuss your requirements. For further details, please refer to the Contact us page.

Why choose us...

The entire process was painless, the service was unsurpassed – being contacted frequently and offered assistance and guidance along the way - and We know Mortgages certainly know how to identify the needs of their clients and assist them in every way!

I would highly recommend their services to anyone at any time!

Marlene Nicholls (London)

I found this company really easy to deal with. Their consultants are very professional and extremely helpful. Nothing is too much trouble and they are always trying to give you the best price but using reputable companies. I highly recommend them for any policies you might need. Thank you! Maria

Maria Marco (Lancaster)

I can highly recommend 'We Know Mortgages Ltd'. I purchased life insurance with Aviva. No hassle, straight forward and a good price too! The service was very professional and I would use them again.

Clare Robinson (Preston)

The service from We Know Mortgages comes second to none! From initial consultation to contract exchange the communication, assistance and advise from We Know Mortgages was fantastic. The portfolio of products available through We Know Mortgages is extensive saving me time and money. I fully endorse their service and would recommend We Know Mortgages to anyone looking for a mortgage, insurance or life cover.

Mark Merry (Preston)

Second Time Buyer Advice

Second time buyers (or next time buyers) are applicants whom currently have a mortgage on a property and are seeking to sell, to move into another property. Generally searching for a bigger property or relocating to another area.

Second time buyer mortgages have a similar path to a first time buyer where an agreement in principle is required before searching a property. However the sale of the existing property tends to determine when the initial mortgage application is completed. It is generally advised to complete a mortgage application when a solid offer is received on their existing property.

Second time buyers tend be on a chain of buyers, so completion timescales can vary pending all sales and desired moving in dates. Mortgage brokers and solicitors work together to achieve these dates.

Second time buyers generally fund costs from the sale of properties; therefore solicitor’s fees, stamp duty, arrangement fees, disbursements and deposits can be deducted from the sale proceedings minimizing set up costs being paid at outset. Generally the only fees to be paid upfront are the mortgage survey fee and solicitor searches. If there are insufficient funds from the sale proceeds, our mortgage advisers will advise from you at the outset. Our mortgage brokers could save you time and money.

If you require mortgage advice and you’re a next time buyer; please call our advisers based in Manchester. We offer unbiased mortgage advice and are not tied to estate agents. As mortgage brokers and access to the whole market we will go through your options and full costs of set up fees.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Contact Details

We Know Mortgages Ltd
111 Piccadilly
Ducie Street
Manchester
M1 2HY
Tel - 0161 242 6878
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