The entire process was painless, the service was unsurpassed – being contacted frequently and offered assistance and guidance along the way - and We know Mortgages certainly know how to identify the needs of their clients and assist them in every way!
I would highly recommend their services to anyone at any time!
Marlene Nicholls (London)
I found this company really easy to deal with. Their consultants are very professional and extremely helpful. Nothing is too much trouble and they are always trying to give you the best price but using reputable companies. I highly recommend them for any policies you might need. Thank you! Maria
Maria Marco (Lancaster)
I can highly recommend 'We Know Mortgages Ltd'. I purchased life insurance with Aviva. No hassle, straight forward and a good price too! The service was very professional and I would use them again.
Clare Robinson (Preston)
The service from We Know Mortgages comes second to none! From initial consultation to contract exchange the communication, assistance and advise from We Know Mortgages was fantastic. The portfolio of products available through We Know Mortgages is extensive saving me time and money. I fully endorse their service and would recommend We Know Mortgages to anyone looking for a mortgage, insurance or life cover.
Mark Merry (Preston)
Solicitor (or also known as Licensed Conveyancer) is those whom transfer a legal title of property from one person to another. Conveyancing is compulsory and normally required at the later stages of a mortgage application.
Under English and Welsh law, an agreement is not legally binding until ‘exchange of contracts’. This can pose advantages and disadvantages to purchasers and sellers. In some instances an ‘exchange of contract’ and completion can occur on the same day. In other instances, an ‘exchange of contract’ is days/weeks prior to completion day due to individual circumstances. Most applicants prefer to see contracts exchanged as its most likely a confirmation of the sale. If a party decides to abort after contracts have exchanged, legal action is likely.
It takes on average 4-6 weeks to complete a conveyancing transaction but sometimes are quicker given the circumstances.
For remortgage applicants, solicitors are required as one lender will register a charge over another. In some instances the lender will instruct their own solicitor from a panel and the costs are free for basic conveyancing. Removing or adding applicants can occur extra costs.
We advise all clients regarding solicitors to attain a full approximation of costs. Our mortgage advisers are able to recommend solicitors based in the Manchester region.
A mortgage is a loan secured against your home or property. Your home may be repossessed if you do not keep up repayments on your mortgage.
Legal services are not regulated by the Financial Conduct Authority.