If you’re a first time buyer looking to get onto the property ladder your main focus is probably raising a deposit. And rightly so. The bigger the deposit you can put down the cheaper your mortgage will be. If you have a large deposit you’re deemed less risky and therefore lenders will look upon you…
As a society, we’re changing. We’re living longer. We’re more active in later life. And, though not always through choice, we’re waiting longer to buy properties. And the mortgage market is finally starting to reflect that. For many years mortgage lenders required borrowers to have paid off their mortgages by the age of 75 at…
You may have heard a lot in the press about 100% mortgages with some articles criticising such products and others applauding their return. But what exactly is a 100% mortgage and why are they causing so much fuss? 100% mortgages are simply mortgages which cover the whole of the purchase price of a property. Normally…
