Shared Ownership mortgages

A shared ownership is where a first time buyer purchases a proportion of a property (Usually 25%, 50%, or 75%) and rents the remaining balance. Shared Ownerships are usually offered by housing associations, to those who fit their specific criteria.

There are a number of government incentive schemes available which favour key workers and applicants on lower incomes i.e. Homebuy. Our mortgage advisers will help you with this type of purchase.

Shared ownership mortgages are available to first time buyers. We have access to the whole mortgage market and we’ll source the right shared ownership deal for you. We are based in Manchester.

If you need advice on a Shared Ownership mortgage, please speak to one of our mortgage advisers. As mortgage brokers we will help you source the right mortgage product.

Please note for Shared Ownership mortgages, you will need to consider the rent element.

A mortgage is a loan secured against your home or property. Your home may be repossessed if you do not keep up repayments on your mortgage.