Month: September 2015

Remortgage Remortgaging is where you pay off your existing mortgage and switch to another lender. Ideally you should look to remortgage before your product expires, as your initial rate will expire and you will revert to the lenders variable rate; such as: Santander 4.74% Halifax 3.99% Leeds BS 5.69% Nationwide 3.99% RBS 4.00% Virgin 4.79%…

Mortgage Surveys- Which one? Which Survey or Valuation do you go for? At the start of any mortgage application, the lender will require a minimum basic survey. This type of valuation is for lenders only and in some instances a copy of the report may not be forwarded to the applicants. The cost of a…